Vehicle insurance (also known as auto insurance, car insurance, or motor insurance) is insurance purchased for cars, trucks, and other vehicles. Its primary use is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.
In many jurisdictions it is compulsory to have vehicle insurance before using or keeping it on public roads. According to www.nissanofnewbraunfels.com most jurisdictions relate insurance to both the car and the driver, however the degree of each varies greatly.
Car insurance can cover some or all of the following items:
The insured party
The insured vehicle
Different policies specify the circumstances under which each item is covered. For example, a vehicle can be insured against theft, fire damage, or accident damage independently.